Disclosure of material information

It is your responsibility to provide complete and accurate information to insurers when you take out your insurance policy, throughout the life of your policy, and when you renew your insurance. Failure to disclose all material facts could render your insurance invalid and you may not be given protection in the event of a claim. A material fact is information which would influence the judgment of a prudent insurer in fixing the premium or determining whether to accept the risk.
Please discuss with us if you are in any doubt as to whether or not information might be material or if you have any concerns that insurer might not be aware of all material information.